Umbrella Insurance

Umbrella insurance is an additional liability insurance policy that is an extension of the underlying policy limits utilized when the underlying policy limits are exhausted. This type of insurance policy is designed to help protect you from major claims and lawsuits. This will also protect your assets and your future. It does this in two ways:

Umbrella Insurance Covers

This goes beyond the underlying policy limits on your Homeowners, Renters, Auto and other liability Coverages you have both personal and for Business purposes.

Bodily Injury Liability – covers the cost of damages to another person causing bodily injury resulting in financial and physical damages. Examples include the cost of medical bills and/or liability claims as a result of:

Property Damage Liability – covers the cost of damage or loss to another person's tangible property. Examples include the cost associated with:

Owners of Rental Units – helps protect against liability that you may face as a landlord. Examples include the cost of liability claims as a result of:

Coverage is also provided should you be sued for:

For further assistance understanding “Umbrella Coverage” contact us today and lets talk about it.